
Credit Card Basics for the Average Joe
If you are reading this, chances are you are new to the world of credit cards and want to get a grip on some of the fundamentals. While learning how to avoid or handle credit card debt is vital, we shall only look at how to improve your CIBIL score and credit card payments in this article.
What is a CIBIL score?
Before we discuss the different ways you can go about increasing your CIBIL score, it would not hurt to find out what this term means. CIBIL stands for Credit Information Bureau (India) Limited. A consumer's CIBIL score is their credit score. It is a 3-digit number that represents the consumer's credit history and credit profile.
What is a good CIBIL score?
A good CIBIL score lies between 700 and 900. Maintaining a good CIBIL score allows you access to several benefits, including...



















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