How Contractors Liability Insurance can Protect you from Accidents on your Property
Know your contractors liability insurance. What if your contractor gets into an accident? What If he falls off a ladder while fixing your roof? What If he accidentally gets electrocuted while changing your light bulb? Before anything happens to your contractor or your property, you need to get a contractor's liability insurance. Precautions and warnings are not enough to avoid any liability issues. Before anything happens you should know these things:
1. Know your personal liability.
Take time to read the personal liability insurance on your homeowner’s policy before doing a reconstruction or renovation project. Make sure you are covered in case something unfortunate happens in your property. Major injuries are not usually well-covered. Don’t rely on your umbrella policies to prot...