With each passing year, the cost of goods and services increases even if income remains the same. While you can get a second job or tap into other money-making opportunities, life’s obligations can make taking on extra work difficult. While there is no magical button to improve your finances, there are steps you can take to stretch your income further. Establish A Realistic Budget The key to stretching your income is learning how to live at or below your means. Having a realistic budget in place can help you master this way of living. A budget maps out your income compared to your expenses so you can evaluate cash flow and make changes as needed. To do this, you can start by calculating your income. Then, review bank statements, bills, and receipts to determine your total monthly...
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